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El Fondo Nacional de Ahorro anunció que sus créditos educativos comenzarán a operar "después de julio". La entidad ofrecerá créditos de corto y largo plazo para pregrados y posgrados en Colombia con unas tasas muy por debajo de las del mercado.
Los créditos educativos del Fondo Nacional de Ahorro servirán para complementar los productos que hoy tiene en el mercado el Icetex .
"Nosotros vamos a tener tasas más bajas, por debajo de la banca privada. El Icetex tiene toda una política de educación, que es la política que ellos tienen, y los créditos que tienen. Lo que hace el fondo es lanzar una nueva línea de crédito educativo para pregrados y posgrados en el país, inicialmente con tasas mucho más bajas que las de la banca privada", explicó la presidenta del FNA, Laura Roa.
Roa reconoce que el nuevo producto no tendrá subsidios por parte del Gobierno, pero sí condiciones favorables.
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El fondo actualmente se dedica a la administración de cesantías (principalmente de los empleados públicos) y, por ley, las cesantías se pueden usar tanto en vivienda como en educación.
Este año, el Gobierno anunció el fin de un programa de subsidios
para pagar parte de los intereses de quienes terminaron sus estudios con crédito Icetex, lo que ha generado molestias entre los egresados por el aumento en la cuota mensual. La decisión estuvo motivada por las enormes dificultades financieras que enfrenta el gobierno este año.
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